With a career built entirely in transaction banking, she has held roles at leading global financial institutions — including Citibank, Bank of America, HSBC, and JPMorgan Chase — as well as PwC Japan LLC and Mizuho Financial Group. Specializing in cash management, she brings deep, hands-on expertise across both domestic and international markets, and has additionally served as a consultant in the same field at PwC. Today, she is at the forefront of next-generation payments, participating in international initiatives such as tokenized deposits, embedded finance, and FX PvP proof-of-concept projects leveraging global digital payment infrastructure. Bridging the worlds of traditional finance and digital currency, she plays a central role in shaping the strategy for next-generation payment systems.